No. 12-80

File No .: 7037.77854 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Paul Downs, a married man, as his separate estate Ref to DOT Auditor File No .: 2012073 Tax Parcel ID No .: 110806110018/ 1614 Abbreviated Legal: PTN JAMES BIRNIE DLC N1/2 NE1/4 SEC. 11, T8N, R6WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On July 6, 2012, at 10:00 a.m. Outside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Wahkiakum, State of Washington: That portion of the James Birnie Donation Land Claim in the North half of the Northeast quarter of Section 11, township 8 North, Range 6 West of the Willamette Meridian, Wahkiakum County, Washington, Lying North of the East line of ordinary low tide of the Columbia River and lying East of the Easterly right-of-way of State Highway 409, being the "Alberts Tract" as more particularly set forth in the Plat of Riverview Annex to Cathlamet in Book "A" of Plats, Page 19, Records of Wahkiakum County, Washington, described as follows, to-wit: Beginning at a point at the low water mark on the North Bank of the Columbia River bearing South 59 degrees 30' West from a stake set by James C. Birnie and James C. Strong on the 16th day of October, 1851, and running thence to said stake, the said stake being 100 feet South 30 degrees 30' East of a certain stake which a cap upon it set by Washington Hall at the Southeast corner of a town Plat made by the said hall for said James Birnie (which is the Plat of the Town of Cathlamet, as per Plat thereof recorded in Book "A" of Plats, Page 1, Records of Wahkiakum County, Washington); Thence North 59 degrees 30' East 430 feet to a stake; Thence South 30 degrees 30' East 200 feet to a stake; Thence South 59 degrees 30' West to the North Bank of the Columbia River at the low water mark; Thence down said river at the low water mark to the point of beginning. Excepting therefrom State Highway 409 right-of-way, if any. Situate in the County of Wahkiakum, State of Washington. Commonly known as: 185 Front Street Cathlamet, WA 98612 which is subject to that certain Deed of Trust dated 02/09/07, recorded on 02/14/07, under Auditor's File No. 2012073, records of Wahkiakum County, Washington, from Paul Downs, a married person, as his separate estate, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for American Mortgage Network, Inc., a Delaware Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for American Mortgage Network, Inc., its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor's File No. 2018132. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 03/29/2012 Monthly Payments $33,374.05 Lender's Fees & Costs $1,665.29 Total Arrearage $35,039.34 Trustee's Expenses (Itemization) Trustee's Fee $200.00 Total Costs $200.00 Total Amount Due: $35,239.34 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $218,378.23, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 6, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/25/12 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 06/25/12 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 06/25/12 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Paul Downs 8704 NE 31st Court Vancouver, WA 98665 Unknown Spouse and/or Domestic Partner of Paul Downs 185 Front Street Cathlamet, WA 98612 Unknown Spouse and/or Domestic Partner of Paul Downs 2130 N. Holiday Drive Sea Side, OR 97138-1117 Unknown Spouse and/or Domestic Partner of Paul Downs 8704 NE 31st Court Vancouver, WA 98665 Paul Downs 2130 N. Holiday Drive Sea Side, OR 97138-1117 Paul Downs 185 Front Street Cathlamet, WA 98612 by both first class and either certified mail, return receipt requested on 05/27/11, proof of which is in the possession of the Trustee; and on 05/27/11 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 03/29/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.77854) 1002.194560-File No.

Publish June 7, 2012 and June 28, 2012