No. 25-11

NOTICE OF TRUSTEE'S SALE Pursuant to R.C. W Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: 01-FHF-100593 NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on April 1, 2011, at the hour of 10:00 AM, at AT THE FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 64 MAIN STREET, CATHLAMAT, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of WAHKIAKUM, State of Washington: That portion of the Southwest Quarter of the Northeast Quarter (SW1/4 NE1/4), of the Southeast Quarter of the Northwest Quarter (SE1/4 NW1/4), of the Northeast Quarter of the Southwest Quarter (NE1/4 SW1/4) and of the Northwest Quarter of the Southeast Quarter (NW1/4 SE1/4) of Section Twenty Three (23), Township Eight (8) North, Range Six (6) West of the Willamette Meridian, Lying Northeasterly of the centerline of the Consolidated Diking District No. One dike right-of-way, described as follows, to-wit: Beginning at the Northeast corner of said Section, thence South 01º02'24" East, 1,319.5 feet; thence West along the centerline of a drainage ditch, 1,270 feet to the center of Welcome Slough, thence continuing West along said drainage ditch, 1,040 feet, more or less, to the center of a ditch running Southerly; thence South along the center of said ditch, 328.4 feet to an intersecting ditch; thence East along the center of said intersecting ditch 568 feet to a bend in said ditch; thence South 88º45' East, 339 feet along a fence to a small slough; thence Southwesterly along said slough, 650 feet, more or less, to a drainage ditch; thence North 88º45' West, 303.23 feet, more or less, along said ditch to the intersection with an existing ditch and the true point of beginning; thence South 05º31' 10" East along the center of said intersecting ditch 321.38 feet to a 1/2" rebar with a 6-foot steel reference fence post set within 0.5 feet; thence South 84º 36' 49" West, 55.04 feet to a 1/2" rebar with a 6-foot steel reference post set within 0.5 feet; thence South 01º19' 45" West, 618.42 feet to a 1/2" rebar with a 6-foot steel reference fence post set within 0.5 feet; thence North 44º47' 23" West, 176.73 feet to a 1/2" rebar with a 6-foot steel reference fence post set within 0.5 feet; thence South 42º 10' 06" West, 346.48 feet to the Northeasterly line of said dike right-of-way; thence North 46º 19' 49" West, 1,011.56 feet to a 1/2" rebar with a 6-foot steel reference fence post set within 0.5 feet; thence North 42º46' 53"East, 489.08 feet to a 1/2" rebar with a 6-foot steel reference fence post set within 0.5 feet to a point which bears North 89º 04' 23" West, 828.86 feet from the true point of beginning; thence South 89º 04' 23" East, 828.86 feet to the true point of beginning; all as more particularly set-forth as Lot 3 of that certain short subdivision filed for record August 31, 1993, under Auditor's File No. 43048, in Volume 1 of Short Subdivisions, page 8, records of Wahkiakum County, Washington. Situate in the County of Wahkiakum, State of Washington. Tax Parcel No: 230806-420001 (4443), commonly known as 166 WEST SUNNY SANDS ROAD, Cathlamet, WA. The Property is subject to that certain Deed of Trust dated 10/26/2007, recorded 10/30/2007 , under Auditor's/Recorder's No. 2013202, records of WAHKIAKUM County, Washington, from WAYNE E. MOORE AND NANCY MOORE, HUSBAND AND WIFE, PRESUMPTIVELY AS COMMUNITY PROPERTY, as Grantor, to WAHKIAKUM TITLE & ESCROW COMPANY, as Trustee, in favor of HOUSEHOLD FINANCE CORPORATION III, as Beneficiary, the beneficial interest in which is presently held by HOUSEHOLD FINANCE CORPORATION Ill. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. Ill The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2009, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH.Failure to pay when due the following amounts which are now in arrears Amount due as of December 31, 2010 Delinquent Payments from December 01, 200913 payments at $ 2,347.04 each $ 30,511.52(12-01-09 through 12-31-10)Late Charges: $ 0.00 Beneficiary Advances: $ 96.95 Suspense Credit: $ 0.00 TOTAL ,: $ 30,608.47 lV The sum owing on the obligation secured by the Deed of Trust is: Principal $287,994.69, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute, The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on April 1, 2011. The default(s) referred to in paragraph Ill must be cured by March 21, 2011(11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before March 21, 2011, (11 days before the sale date) the default(s) as set forth in paragraph Ill is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after March 21, 2011, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.VIA written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:NANCY MOORE, 166 WEST SUNNY SANDS ROAD, Cathlamet, WA, 98612 NANCY MOORE, PO BOX 254, Cathlamet, WA, 98612 WAYNE E. MOORE, 166 WEST SUNNY SANDS ROAD, Cathlamet, WA, 98612WAYNE E. MOORE, P0 BOX 254, Cathlamet, WA, 98612by both first class and certified mail on 10/27/2010, proof of which is in the possession of the Trustee; and on 10/27/2010, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 ROW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 ROW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DATED: 12/28/2010 Effective Date: REGIONAL TRUSTEE SERVICES CORPORATION Trustee By KAREN JAMES AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3866722 03/03/2011, 03/24/2011