No. 11-32

File No .: 8237.20379 Grantors: Northwest Trustee Services, Inc. Beneficial Financial 1, Inc., successor by merger to Beneficial Mortgage Corporation Grantee: Richard J Acosta and Georgia L Acosta, husband and wife Ref to DOT Auditor File No .: 2001573 Tax Parcel ID No .: 200905-430006 Abbreviated Legal: LOTS 3 & 4 VOL. 1 OF SHORT SUBDIVISIONS, PAGE 33 Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On April 15, 2011, at 10:00 a.m. Outside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Wahkiakum, State of Washington: That portion of the Southeast Quarter of the Southwest Quarter (SE1/4 SW1/4) and of the Southwest Quarter of the Southeast Quarter (SW1/4 SE1/4 of Section Twenty (20), Township Nine (9) North, Range Five (5) West of the Willamette Meridian, described as follows, to-wit: Beginning at the point of intersection of the Easterly right-of-way line of that Mainline tract conveyed to Crown Zellerbach Corporation by deed recorded under Auditor's File No. 24585, in Volume 25 of Deeds, Page 209, records of Wahkiakum County, Washington, with the South line of said Section; thence North 09 degrees 36'49" East along said Mainline East line 610.36 feet; thence North 89 degrees 23' 46" East, 134.61 feet; thence South 00 degrees 10' 59" East, 299.44 feet; thence South 85 degrees 35' 36" East, 68.15 feet; thence South 10 degrees 17' 31" West, 249.56 feet; thence South 26 degrees 56' 28" East, 58.99 feet to a point on the South line of said Section; thence North 85 degrees 36' 36" West along said South line 49.03 feet; thence South 88 degrees 59' 49" West along said South line 238.74 feet to the point of beginning; all as more particular set-forth as Lots 3 and 4 in that certain survey filed for record under Auditor's File No. 45366, in Volume 1 of Short Subdivisions, Page 33, Records of Wahkiakum County, Washington; subject to and together with a non-exclusive easement 40 feet in width along the Northerly and Easterly lines of said Lot 3 and along the South line of said Section to the Elochoman Valley Road for purposes of ingress, egress and utilities. Situate in the County of Wahkiakum, State of Washington. Commonly known as: 74 Elochoman Lane Cathlamet, WA 98612 which is subject to that certain Deed of Trust dated 03/27/00, recorded on 03/30/00, under Auditor's File No. 2001573, records of Wahkiakum County, Washington, from Richard J Acosta and Georgia L Acosta, husband and wife, as Grantor, to Wahkiakum Title and Escrow, as Trustee, to secure an obligation "Obligation" in favor of Beneficial Mortgage Corporation, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 01/05/2011 Monthly Payments $14,997.62 Late Charges $681.70 Lender's Fees & Costs $7,114.47 Total Arrearage $22,793.79 Trustee's Expenses (Itemization) Trustee's Fee $675.00 Title Report $796.24 Statutory Mailings $17.36 Recording Costs $14.00 Postings $70.00 Total Costs $1,572.60 Total Amount Due: $24,366.39 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $194,476.31, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 15, 2011. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/04/11 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 04/04/11 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 04/04/11 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Georgia L. Acosta 74 Elochoman Lane Cathlamet, WA 98612 Richard J. Acosta 74 Elochoman Lane Cathlamet, WA 98612 Georgia L. Acosta c/o Kevin R. Vibbert, Attorney at Law 1402 Broadway Street Longview, WA 98632 Richard J. Acosta c/o Kevin R. Vibbert, Attorney at Law 1402 Broadway Street Longview, WA 98632 Georgia L. Acosta 17705 Clearlake Blvd Southeast Yelm, WA 98597 Richard J. Acosta 17705 Clearlake Blvd Southeast Yelm, WA 98597 by both first class and either certified mail, return receipt requested on 10/28/10, proof of which is in the possession of the Trustee; and on 11/01/10 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 01/05/2011 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. (TS# 8237.20379) 1002.175500-FEI

Publish March 17, 2011 and April 7, 2011