No. 41-10

File No .: 7301.25308 Grantors: Northwest Trustee Services, Inc. CitiMortgage, Inc. Grantee: Duane R. Stone and Linda R. Stone, husband and wife, presumptively as community property Tax Parcel ID No .: 140806-130004 Abbreviated Legal: Ptn. SW1/4 NW1/4 Sec. 14, T8N, R6WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On April 23, 2010, at 10:00 a.m. inside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Wahkiakum, State of Washington: Parcel No. One: That portion of the Southwest Quarter of the Northeast Quarter (SW 1/4 NE 1/4) of Section Fourteen (14), Township Eight (8) North, Range Six (6) West of the Willamette Meridian, lying Northeasterly of the apparent centerline of the West Birnie Slough Road and lying Southerly of the line or ordinary high tide on the South bank of said slough, described as follows, to-wit: Beginning at a point of intersection of the Northerly right-of-way line of the Consolidated Diking District dike with the East line of said Southwest Quarter of the Northeast Quarter (SW 1/4 NE 1/4); thence North 48 degrees 10' 14" West along said dike right-of-way line 216.33 feet to the most Westerly corner of that certain tract heretofore conveyed to Robert E. Stockhouse, II, et. Ux., be deed recorded October 1, 1997, under Auditor's File No. 47810, in Volume 116 of Deeds & Mortgages, page 165, records of Wahkiakum County, Washington, and the true point of beginning; thence North 41 degrees 36; 25" East, 86 feet, more or less, to the line or ordinary high tide of Birnie Slough; thence North 57 degrees 52' 03" West along the meander of said line of ordinary high tide, 70.88 feet to the intersection thereof with a line running from the Northeast corner of the Southwest corner of said Southwest Quarter of the Northeast Quarter (SW 1/4 NE 1/4); thence Southwesterly along said last line 82.61 feet, more or less, to the intersection thereof with said Northerly dike right-of-way line; thence Southeasterly along said right-of-way line 77.02 feet to the true point of beginning; all as more particularly set-forth in that certain survey filed for record September 23, 1997, under Auditor's File No. 47774, in Volume 6 of Surveys, page 24, records of Wahkiakum County, Washington. PARCEL NO TWO: That portion of the Southwest Quarter of the Northeast Quarter (SW 1/4 NW 1/4) of Section Fourteen (14), Township Eight (8) North, Range Six (6) West of the Willamette Meridian, lying Southwesterly of the centerline of the consolidated Diking District No. One dike on the North bank of Birnie Slough and lying Northerly of the of the line or ordinary high tide on the North bank of said slough described as follows, to-wit: Beginning at the Northeast corner of said Southwest Quarter of the northeast Quarter (SW 1/4 NE 1/4); thence South along a line running from the Northeast corner to the Southwest corner of said Southwest Quarter of the Northeast Quarter (SW 1/4 NE 1/4) to the line of ordinary high tide on the North bank of said slough; thence Southeasterly along the meander of said line of ordinary high tide to the intersection thereof with the East line of said Southwest Quarter of the Northeast Quarter (SW 1/4 NE 1/4); thence North along said East line to the point of beginning; all as more particularly set-forth in that certain survey filed for record September 23, 1997, under Auditor's File No. 47774, in Volume 6 of Surveys, page 24, records of Wahkiakum County, Washington; Situate in the County of Wahkiakum, State of Washington. Commonly known as: 66 WEST BIRNIE SLOUGH ROAD Cathlamet, WA 98612 which is subject to that certain Deed of Trust dated 06/16/04, recorded on 06/22/04, under Auditor's File No. 2007620, records of Wahkiakum County, Washington, from Linda Rutledge Stone and Duane R. Stone, husband and wife, as Grantor, to Joan H. Anderson, EVP on Behalf of Flagstar Bank, FSB, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Accel Mortgage Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to CitiMortgage, Inc., under an Assignment/Successive Assignments recorded under Auditor's File No. 2016152. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 01/15/2010 Monthly Payments $9,693.10 Late Charges $328.05 Lender's Fees & Costs $140.00 Total Arrearage $10,161.15 Trustee's Expenses (Itemization) Trustee's Fee $607.50 Title Report $575.66 Statutory Mailings $42.08 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,309.24 Total Amount Due: $11,470.39 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $103,201.85, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 23, 2010. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/12/10 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 04/12/10 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 04/12/10 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS LINDA RUTLEDGE STONE 66 WEST BIRNIE SLOUGH ROAD Cathlamet, WA 98612 LINDA RUTLEDGE STONE PO BOX 1009 CHEHALIS, WA 98532 DUANE R. STONE 66 WEST BIRNIE SLOUGH ROAD Cathlamet, WA 98612 DUANE R. STONE PO BOX 1009 CHEHALIS, WA 98532 by both first class and either certified mail, return receipt requested on 12/11/09, proof of which is in the possession of the Trustee; and on 12/14/09 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 01/15/2010 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Kathy Taggart (425) 586-1900. (TS# 7301.25308) 1002.140467-FEI

Publish March 25, 2010 and April 15, 2010