No. 28-10

NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Loan No: 4001444456 APN: 020806-420023 & 020806-420028 TS No: 09-04760-6 I. NOTICE IS HEREBY GIVEN that on March 19, 2010,10:00 AM, at the front entrance to the County Courthouse, 64 Main Street, Cathlamat, WA., Fidelity National Title Insurance Company, the undersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers' check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Wahkiakum, State of Washington, to-wit: LOTS ONE (1 ),TWO (2),SEVEN (7) AND EIGHT (8), IN BLOCK SEVEN (7), TOWN OF ATHENS, AS PER PLAT THEREOF RECORDED IN BOOK "A" OF PLATS, PAGE 11, RECORDS OF WAHKIAKUM COUNTY, WASHINGTON SITUATE IN THE COUNTY OF WAHKIAKUM, STATE OF WASHINGTON. which is subject to that certain Deed of Trust dated December 10, 2004, recorded on January 6, 2005, as Instrument No. 2008471 of Official Records in the office of the Recorder of Wahkiakum County, WA from SCOTT A. MOST AND KRISTIN MOST, HUSBAND AND WIFE, PRESUMPTIVELY AS COMMUNITY PROPERTY as Grantor(s), to STEWART TITLE, as Trustee, to secure an obligation in favor of AMERIQUEST MORTGAGE COMPANY, as Beneficiary . More commonly known as 130 2ND STREET, Cathlamet, WA 98612 II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION From 01/01/2009 To 03/19/2010 Number of Payments 15 Monthly Payment $1,606.46 Total $24,096.90 LATE CHARGE INFORMATION From 01/01/2009 To 03/19/2010 Number of Payments 15 Monthly Payment $85.24 Total $1,278.60 PROMISSORY NOTE INFORMATION Note Dated:December 10, 2004 Note Amount: $157,500.00 Interest Paid To: December 1, 2008 Next Due Date: January 1, 2009 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $160,960.74, together with interest as provided in the Note from the January 1, 2009, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 19, 2010. The defaults referred to in Paragraph III must be cured by March 8, 2010, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before March 8, 2010(11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the March 8, 2010 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): PO BOX 343 Cathlamet, WA98612 130 SECOND STREET Cathlamet, WA 98612 by both first class and certified mail on July 21, 2009, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW.For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; DATED: December 14, 2009 FIDELITY NATIONAL TITLE INSURANCE COMPANY 17592 E. 17th Street, Suite 300 Tustin, CA 92780 Phone No. 714-508-5100 By Lisa Bradford, Authorized Signature ASAP# 3378830 02/18/2010, 03/11/2010