No. 27-10

File No .: 7886.22024 Grantors: Northwest Trustee Services, Inc. PNC Mortgage, a division of PNC Bank NA sbm National City Mortgage a division of National City Bank Grantee: Michael E. Driver and Emilie G. Driver, husband and wife Tax Parcel ID No .: 150806-140006 Abbreviated Legal: Ptn NE 1/4 SE 1/4 Sec 15, T 8 N, R 6 WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On March 19, 2010, at 10:00 a.m. inside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Wahkiakum, State of Washington: That portion of the Northeast quarter of the Southeast quarter (NE 1/4 SE 1/4) of Section Fifteen (15), Township Either (8) North, Range Six (6) West of the Willamette Meridian, lying Northerly of the centerline or threat of Welcome Slough, and lying Southerly of the centerline of the dike on the North bank of said slough, described as follows, to-wit: Beginning at a point in the centerline of said dike marked by a spike, which point bears South 71 degrees 55' 28" East, 2,201.49 feet from the center of said Section; thence South 70 degrees 22' 40" West, 100.02 feet along said centerline to a spike; thence South 21 degrees 40" East, 225 feet, more or less, to the centerline or thread of said slough; thence Northeasterly along the centerline or thread of said slough; 100 feet, more or less to a point which bears South 21 degrees 40' East from the Point of Beginning; thence North 21 degrees 40' West, 225 feet, more or less, to the Point of Beginning; except therefrom Consolidated Diking District No. One dike right-of-way and the County Road situate thereon. Excepting therefrom and subject to Consolidated Diking District No. One dike right-of-way, the County Road and easement for public utility purposes. Situate in the County of Wahkiakum, State of Washington. Commonly known as: 189 North Welcome Slough Road Cathlamet, WA 98612 which is subject to that certain Deed of Trust dated 06/22/07, recorded on 07/03/07, under Auditor's File No. 2012718, records of Wahkiakum County, Washington, from Michael Driver and Emilie G. Driver, husband and wife, as Grantor, to Wahkiakum Court Abstract Co., as Trustee, to secure an obligation "Obligation" in favor of National City Mortgage a division of National City Bank, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation. III. The Beneficiary alleges default of the Deed of Trust for failure to complete construction on your property, that the entire unpaid balance is now due and payable and that the following amounts are now in default, due and payable: Amount due to pay loan in full by 12/15/2009 Principal Balance $343,025.91 Interest $46,673.85 Lender's Fees & Costs $198.50 Total Arrearage $389,898.26 Trustee's Expenses (Itemization) Trustee's Fee $675.00 Title Report $1,092.14 Statutory Mailings $38.24 Recording Costs $16.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,891.38 Total Amount Due: $391,789.64 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $343,025.91, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 19, 2010. The obligation secured by the Deed of Trust must be satisfied in full before the trustee's sale referenced above. The sale will be discontinued and terminated if at any time before the trustee's sale, the entire balance of the loan secured by the Deed of Trust is fully satisfied, including, without limitation, principal, accrued interest, accrued charges under the loan documents, foreclosure and collection fees and costs and any advances made pursuant to the terms of the loan documents. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael Driver 189 North Welcome Slough Cathlamet, WA 98612 Michael Driver 3023 North 750 West Pleasant View, UT 84414 Emilie G. Driver 189 North Welcome Slough Cathlamet, WA 98612 Emilie G. Driver 3023 North 750 West Pleasant View, UT 84414 Emilie G. Driver c/o Kevin G. Richards 2668 Grant Ave, Suite 105 Ogden, UT 84401 Michael Driver c/o Kevin G. Richards 2668 Grant Ave, Suite 105 Ogden, UT 84401 Michael Driver 3209 North 550 West Pleasant View, UT 84414 Emilie G. Driver 3209 North 550 West Pleasant View, UT 84414 by both first class and either certified mail, return receipt requested on 10/27/09, proof of which is in the possession of the Trustee; and on 10/28/09 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 12/15/2009 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Chris Ashcraft (425) 586-1900. (TS# 7886.22024) 1002.136220-FEI

Publish February 18, 2010 and March 11, 2010